"Someone is sitting in the shade of a tree today because someone planted a tree a long time ago."
- Warren Buffet
Services
Wealth Management
Similar to laying the foundation when building a home, creating a financial plan is just the start. We work closely with our clients to ensure the plan is kept up to date. Dreams change over time, families grow, and new career opportunities present themselves. These are a few of the many life events that can have a significant impact on a financial plan, and together we review and revise the plan to ensure our clients have the freedom to follow their dreams.
At the forefront of wealth management is Investment Planning. Knowing that every client is unique – with distinct needs, objectives, and risk tolerances – we strive to create customized portfolios to meet their individual goals. Reviewing our clients investment portfolios, and staying on top of economic changes is of utmost importance to the success of any financial plan.
Investment
Management
Investment Planning
Preparing for retirement without a plan is equivalent to driving from point A to B without directions. At Paradigm Wealth Management, we work with our clients to understand what retirement means to them. We then create a plan that addresses their income needs, expected expenses, and helps prepare for the unexpected. This allows our clients to not only achieve their retirement goals, but also to avoid outliving their money.
Retirement
Planning
Retirement Planning
Besides death and taxes, the other certainty in life is that unforeseen circumstances will arise. Whether this means the inability to work, or the passing of a member of the family, being prepared for these unexpected events means having a contingency plan in place. Through a detailed risk assessment, we work with our clients to develop the best strategies to protect them, their loved ones, and their financial plan.
Insurance & Risk
Mitigation
Insurance & Risk Mitigation
What impact will my RRSP contribution have today and over time? What role does a Tax Free Savings account have on my retirement savings? Should I delay taking my CPP and OAS? A well-built financial plan will consider every piece of the financial puzzle to maximize what can be deducted, deferred, and divided to minimize taxation today, tomorrow, and potentially for future generations.
Tax
Planning
Tax Planning
All parents want to provide their children the opportunity to unleash their full potential. While our focus is on using Registered Education Savings Plans (RESPs), over time, we have used other strategies such as Corporate and In Trust For accounts as a complement to traditional methods. Developing an education plan that will provide the next generation with the resources to succeed is a reward in itself.
Education
Planning
Education Planning
At Paradigm Wealth Management, we make the conversation easy. Planning one’s estate means different things to different people. For some it means maximizing what is left to the next generation, yet to others it may be simply to cover one’s final expenses. Whatever the goal, we carefully design estate planning strategies to maximize the outcome. By streamlining and simplifying the process, estate planning should not be the elephant in the room. It should enable the creation of a legacy to be proud of.
Estate
Planning
Estate Planning
The question of whether to save for retirement or pay down the mortgage or debt is one of the most common questions we come across. Through detailed analysis, we can develop strategies that focus not only on the financial benefits and consequences, but also the psychological impact of these decisions. We work closely with our clients to understand their feeling around debt, and how best to create a financial plan that not only meets their goals, but allows them to sleep comfortably at night.
Mortgage & Debt
Planning
Mortgage & Debt Planning
Business owners deal not only with the day-to-day operations of the business, but a multitude of current and future concerns that keep them up at night. Whether this has to do with passing on the business to the next generation, selling the business, or the ability to attract and retain clients, strategies need to be developed and implemented that not only address these issues, but are also cost effective.
Business Owner
Solutions
Business Owner Solutions
What Financial Concerns Are You Facing?
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