"Don't let tradition paralyze your mind. Be receptive to new ideas. Be experimental. Try new approaches. Be progressive in everything you do."
- David J. Schwartz
Our Approach
Client Best Interest
We know that honesty and integrity are the foundation of any trusting relationship. We believe that all of our clients, regardless of the amount of savings they have, deserve a fiduciary standard of advice, without compromise. It is our duty, and the expectation of our clients, to know that they come first. Every financial plan built, or recommendation made, is done objectively and with integrity. We feel this goes beyond any legal or moral obligation. We believe it is the right thing to do.
At Paradigm Wealth Management, we are not tied to the financial solutions or products of any one financial company. We have access to all of the most reputable financial companies in Canada. This ensures no compensation conflicts that arise from dealing exclusively with one company. Our financial recommendations are based solely on what will best help our clients reach their goals.
Fee Based Asset Management
Your wealth is more than investment returns. Comprehensive wealth management takes a bigger picture approach that integrates your personal mix of investments, taxes, estate, insurance, and legacy. We strive to provide a wealth management experience that focuses on holistic planning and results in a fully integrated plan that brings together all the disparate parts of your financial life.
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Fee based asset management provides both clients and advisors with a structure that is not only transparent, but also aligns our interests, as it reinforces the shared objective of asset growth. Our clients are made aware of all fees associated with the advice and wealth management services we provide. This structure also allows for greater flexibility in buying, selling, and rebalancing portfolios, without considering individual transaction costs.
Fee Based Pricing Model
Fee Based Asset Management Includes Comprehensive Financial Planning​
The Potential Benefits
By Helping our clients build portfolios that optimize not only returns, but also cost-effectiveness, we aim to put more money in their pockets. Even a small increase in return, whether due to lower fees or higher returns, can have a big impact over time.
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In Canada, the average total fees for a balanced portfolio is 2.02%*. A client with $500,000 managed by Paradigm Wealth Management and invested in a similar portfolio would save roughly 0.61% per year.
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Consider two families, each earning 8% return before fees and taxes. The interactive graph below shows the portfolio values (after fees and taxes) over time. Within 10 years, the potential benefit of our cost-conscious approach has grown to $53,775 for our clients.
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Rate of returns, fee savings, and overall performance are for illustration purposes only. In no way do we guarantee future results or specific savings over time. All examples are to illustrate potential savings based on the underlying assumptions.
*For full analysis, data, and assumptions used for fee comparison click here.
Balanced Portfolio
Gross Annual Returns
(Interactive Chart)
Paradigm Wealth Management 1.41%
Industry Average 2.02%
Portfolio Values Over Time
Net of Fees
(Interactive Graph)
Discover The Impact We Can Make
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